Long-Term Care – CEUs for financial and insurance professionals

This course provides an examination of long-term care insurance contracts. It begins with an introduction to long-term care that defines long-term care, provides information about the likelihood and expense of long-term care, and the various ways long-term care may be paid for. Then, the many features of long-term care insurance are detailed. Next, qualified long-term care policies are explained, including their tax advantages. The course then turns to an examination of the Long-Term Care Partnership Program, and explores the history of Partnership Programs, the relationship of Partnership long-term contracts and Medicaid and the DRA requirements. The consumer protection provisions required in Partnership policies are thoroughly described.