I have found that many people buy their investments differently than they buy everything else. Which is often the wrong thing to do.
Example: When you buy a car, a house, clothes and just about everything else, don’t you want
Important Note: The items noted below are typical of each investment but can vary. It is important that you investigate all factors carefully before investing. Talk to your investment and tax advisor before investing.
Some of the issues to consider
With all that is going on in the market today, my next few posts will focus on ways to help you “weather the storm”.
There are many factors to consider in the proper allocation of your portfolio during a strong
De-clutter your home and have a tag sale. Or donate the items to charity and get a receipt to claim as a deduction on your income taxes.
Refinance loans to a lower interest rate
Transfer credit card balances to
Financial Advisors, like many professions have the ability to specialize in many areas. Just because they are financial advisors doesn’t mean they are good at how to manage retirement assets or choose an appropriate retirement income strategy to fit you.
Taking the first steps to creating a budget can be hard. What should students do to start the process?
Start with a list of known and potential expenses. You can easily find sample budgets online to get you started. You
Consider the following options to help reduce debt.
Lower the rate you are charged: With interest rates so low you may be able to lower the rate of your credit card debt and mortgage. First, contact the place where you
Use your credit card points to help with college expenses: Regardless of where the money was coming from to pay for college (loan, cash, etc) I would call the school and put the maximum amount allowed on my credit card
Tax break – Many towns give tax relief to older homeowners, based on income. Contact your town real estate tax office for more information.
Safe driving discount– Auto insurance discounts may be available to graduates of AARP’s Driver Safety
When sending my daughter to college, I felt it important that not only did college not mean parties and alcohol, but it also had to mean as much to her as it did to me. I felt a good way