Maintaining Independence as You Age

Buying life insurance for your parents

There are several situations where it may be appropriate for adult children to want their parents to purchase and pay …

A Perfect and Inexpensive Gift That is Especially Good for Someone That Seems to Have Everything

I bought some fancy paper and cut it into 4” x 1” strips. I sent 6 strips in an envelope …

Tips to Help Reduce Expenses To Have More Money To Allocate To the Things That Are Most Important To You

Plan and limit your trips to the grocery store. The more often you go, the more you are apt to …

The Pro and Cons of Getting Long-Term-Care Insurance

#1 My first concern for you is not your potential need for long-term care. My first concern is being sure …

Identity Theft – Review your Credit Card Statement Carefully

Working long hours I only had time to briefly scan my credit card statements each month. Until one month I …

Reflecting Back and Looking Forward

Now is the perfect time to look back at 2011 and make a note of what has gone well and …

To Preserve the Knowledge and History of Senior Citizens

To preserve the knowledge and history my mother (now in her 80’s) has, I hired a videographer, like you would …

Maintaining Independence as we go

As we age, change can become more and more difficult to handle. It’s all about helping seniors to understand how …

Advice for People Who are Thinking about Continued Care Facilities but Don’t Have a Definite Financial in Place?

I suggest you research and tour the facilities in your area starting at about age 65, or sooner if you …

Maintaining your Independence as you Age

As we age, change can become more and more difficult. Evaluate your living environment now, while your mind is sharp …

Research Highlights For Seniors

A 65 year old couple today has a 50% chance that one of them will live beyond the age of …

Four Key Risks You Will Need to Address for a Comfortable Retirement Income

Health care expenses: With people living longer, medical cost rising and many employers not providing retiree medical coverage, the cost …

The Pro and Cons of Getting Long-Term-Care Insurance

#1 My first concern for you is not your potential need for long-term care. My first concern is being sure …

Why some Americans of Retirement Age are Choosing Not to Retire

Some people find in their work a sense of identity with who they are. Others enjoy the structure that a …

Preserving Memories

Scrapbooking can be a great way for friends and family to get together, reminisce and preserve memories. ‘Enjoyable for you, …

Creating Your Income Plan for Retirement – You May Be Retired For More Years Than You Worked

If you are approaching retirement or already retired, you face the increasingly complex challenge of planning for the income you …

Financial Autopilot For Seniors

As time passes it may become more difficult for you to manage your finances and other areas of your life …

Major financial concerns for people over the age of 65

One of the major financial concerns for people over the age of 65 is the escalating cost of care. They …

Social Security: Now or Later?

Once you have the facts, the decision isn’t that difficult. First you need to know if you plan on working …

Important Questions to Ask About Your Health Care Coverage in Retirement

Do you have catastrophic coverage to help protect you from significant losses? Is it important for you to continue seeing …

What to Look For When Searching For a Financial Advisor as You Approach Retirement

Financial Advisors, like many professions have the ability to specialize in many areas. Just because they are financial advisors doesn’t …

Retirement Income Strategy

Since no one knows what the future holds for interest rates, the markets or inflation, it is important that your …

How to Handle it When your Adult Kids Ask For Money Too Often

I have always felt that one of my most important jobs as a parent is to help my children be …

Charity Auctions – Helping Others While Helping Yourself

My husband and I enjoy going to charity auctions. With the economy tight, it gives needed money to the charity …

Getting Organized

Knowing that we were going to be moving, I waited until after Halloween and purchased large black and orange storage …

A Great Inexpensive Gift That is Especially Good For Someone That Seems to Have Everything and/or Just “Needs an Emotional Lift”.

I bought some fancy paper and cut it into 4” x 1” strips. I sent 6 strips in an envelope …