A general rule of thumb for how much you can expect your investment portfolio to provide is approx. 3-4% per year. This, of course, depends on your portfolio allocation and other factors.
(example: $100,000 x 4% = $4,000 you can
A negatively correlated portfolio can help to provide better diversification while reducing overall risk. And although total negative correlation may not be possible, you may be able to allocate your portfolio to reflect a greater degree of negative correlation.
What
Since no one knows what the future holds for interest rates, the markets or inflation, it is important that your future income is diversified properly and you have enough cash on hand so you are not dependant on factors you
It’s never too late to do the best you can with what you have to work with.
The first place to start is to determine what it will take to financially support the life you want for yourself, what you
Some of the most common things people keep doing wrong with their money are:
Spending beyond their means
Overcharging on credit cards
Trying to time the market (when to buy and sell investments)
Suggestions on how to correct
It is so important for college students to learn good money management habits and build and maintain a good credit record. Doing so can have a major impact on the financial future they want and need, for the rest of
An investment policy statement gives you the guideline you need to stay focused on your investment strategy. Having your IPS in writing can help you to stay on track and not be tempted to make changes to your portfolio based
Often young, entry level individuals have difficulty in managing their new job, personal life and new financial position. They may have a good job but with debt from school and the cost to set up a comfortable living environment, there
There are several things you can do to better assure your portfolio is allocated appropriately in the event the stock market declines.
My first rule of thumb is that any money that you are going to need in the
The answer is your mindset. How you think about money greatly affects your potential for long-term financial success. When working with clients that had a hard time building and maintaining their cash reserve I would explain it to them like