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  • About
    • Certifications & Affiliations
    • Experience & Awards
    • United Nations Delegate
    • Media Kit
    • Events
    • Events Archive
    • Testimonials
  • Success in Life
    • Success in Life
      • Speaking Topics
      • Article Archive
    • Maintaining Independence as You Age
      • Speaking Topics
      • Article Archive
    • Success for Students and Youth
      • Speaking Topics
      • Article Archive
  • Success in Business
    • Success in Business
      • Speaking Topics
      • Article Archive
    • Success in Life and Business for Women
      • Speaking Topics
      • Article Archive
    • Success in Financial Services
      • Speaking Topics
      • Article Archive
    • Success for Real Estate Professionals
      • Speaking Topics
      • Article Archive
    • Balancing Life and Business
      • Speaking Topics
      • Article Archive
  • Media
    • Video
    • Published Media
    • Audio
    • Photo Gallery
      • Life Photos
      • Business Photos
      • Media Photos
    • Media Kit
  • Books
    • Above All Else, Success in Life and Business®
    • A Realtor’s Guide to Greater Success
    • Above All Else®, Independence, Happiness and Success in Your Senior Years
  • Speak with Nancy

Money Management and Insurance

The Most Important Steps in Successful Money Management

  • In Money Management and Insurance

Keep This in Mind Especially During Holiday Shopping

The first most important step in successful money management is to have the proper mindset in how you view and therefore handle your finances. Remember this, with every dollar that goes through your hands there are three places it needs to go, not necessarily in equal thirds, but in three places.

  • Pay your bills – or you may not have your freedom for long.
  • Spend some – if you save it all ‘till later and don’t live to enjoy it, what good would that be?
  • Save some – to cover the larger ticket items that the weekly paycheck won’t cover and so that someday you won’t have to work anymore.

The problem with many people today is that we do pay our bills, which is a good thing, but we spend some and save what’s left, and that is backwards. You should be saving first and then spend what’s left. Having along-term vision for your future rather than living for today is also a critical factor for success.

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Nancy Butler

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