Often young, entry-level men and women have difficulty in managing their new job, personal life and new financial position. They may have a good job but with debt from school and the cost to set up a comfortable living environment,
No matter what the current market brings, there are always opportunities in the financial markets. The key is to understand how to react and what your mindset should be when there is significant market uncertainty.
Review your Financial Plan
Do you have catastrophic coverage to help protect you from significant losses?
Is it important for you to continue seeing your current physicians or, are you comfortable seeing someone else instead?
Have you estimated your total out-of-pocket expenses for
Money managers, like many professionals, may specialize in different areas. They may specialize in retirement assets for current income, focus on long-term growth portfolios or other strategies. Before hiring a money manager to help you review the following criteria.
Knowledge
Lower Credit Card Debt
First contact your current credit card company. Explain that you are contacting different companies to lower the interest rate on your debt and ask if they can do any better than the current rate they
Keep This in Mind Especially During Holiday Shopping
The first most important step in successful money management is to have the proper mindset in how you view and therefore handle your finances. Remember this, with
If you start shopping early for gifts, not keeping track of what you already bought and then finding you have too many items purchased for one person and nothing for another
Not spreading out your spending and taking advantage of
Is it Too Late? Can I Live on Social Security?
First it is important to determine how much income you will need to live comfortably in retirement before we can evaluate if you will have enough. Carefully track your current
You may be double paying if you have towing included in your car insurance and also belong to an auto club. Cancel one, as you normally cannot collect from both for the same incident.
Use Century Gothic font, which has
Evaluate all “milestone dates” to maximize the use of all financial opportunities that are appropriate for you. Below are a few to consider.
AGE
Age 50-plus
You may be eligible for catch-up contributions to